Theft and burglary can drain business finances. With Burglary Insurance, you can safeguard your properties against incidents of theft in your premise.
What business assets can be covered?
Furniture
Stock in Trade
Office Equipment
Fittings & Fixtures
Machinery & Tools
Designs, Patterns & Moulds
Goods Held in Trust or on Commission
The policy provides coverage against:
Theft by Actual Forcible Entry or Exit to the Insured’s Business Premises
Theft or Any Attempted Theft by a Person Feloniously Concealed on the Said Premises
Damage to the Building Due to Theft or Attempted Threat
Hold Up or Armed Robbery
The policy offers to insure your property in two different ways:
Full Value Basis
This basis is adopted when there exists a possibility of your entire property insured being stolen at any one time. You must ensure adequacy of the sum insured since the insurance will be subject to the Average Clause when you will not be fully indemnified at the time of loss if the property is under insured.
First Loss Basis
This basis is adopted when it is not possible for your entire property insured to be stolen at the same time. The Sum Insured shall be based on your assessment.
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