This policy is designed to provide financial protection against loss of profit upon business interruption due to fire or other extended perils covered under a standard fire policy. When your business can no longer generate any revenue, ongoing expenses can be a huge burden to you. The policy also covers employee’s salary, rental costs and other fixed expenses.
This insurance policy must be taken together with a standard fire policy.
Key Coverage
The basic policy provides coverage against:
Increased Cost of Working and Standing Charges
Loss of Gross Profit Due to Reduction in Turnover
Necessary Expenditure Incurred of Diminishing the Reduction in Turnover
Additional coverage with extra premium:
Public Utilities Extension
Prevention of Access Extension
Damage to Specified Supplier’s Extension
Damage to Specified Customer’s Extension
Damage to Unspecified Supplier’s Extension
Infectious or Contagious Diseases, Murder, Suicide, Pest, Food or Drink Poisoning, or Defective Sanitary Arrangements
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