This policy is designed to provide coverage against losses due to the deterioration of stocks in the cold storage rooms, fridge or freezer following a breakdown of the cooling machinery.
This policy is suitable for business owners who keep large amount of stocks in a fridge or freezer or cold storage rooms for a long period of time like restaurants, supermarket and retailers of frozen food.
The policy provides coverages against:
Changes in cooling temperature due to;
- breakdown of the refrigerating apparatus at the premises
- damage to the apparatus by any accident cause
Unforeseen and sudden escape of refrigerants in the cold-storage rooms in the case of controlled atmosphere storage
Incorrect composition of the storage temperature
..which results from any material damage to the refrigeration plant which is
indemnifiable under the accompanying Machinery Breakdown policy, covering
such refrigeration plant.
indemnifiable under the accompanying Machinery Breakdown policy, covering
such refrigeration plant.
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