ABOUT THIS PRODUCT

Instead of the standard fire insurance, business owners with a combined sum insured in a single policy of exceeding RM50 million, can choose a more comprehensive coverage with an Industrial All Risks Insurance. This policy helps to protect your business against sudden and unforeseen accidental physical loss and lets you get back to business as quickly as possible.

The basic policy provides coverage against:

Section I – Material Damage

This section of the insurance covers the sudden, unforeseen and accidental physical loss, destroy or damage to the property insured due to any cause other than those excluded in the policy. The business owner will be indemnified with the actual value of the insured property at the time of happening of the damage.

Section II – Business Interruption

This section of the insurance covers the financial loss arising from business interruption or interference in consequence of loss, destruction or damage cover under Section 1 – Material Damage

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